BNSF Credit Union
Loan Rates and Terms
Effective: 10-1-2011
Loan Rates and Terms
Effective: 10-1-2011
General Term |
Annual % Rates |
New Automobiles and Motorcycles, |
|
| 36 months | 3.39%to18.00% |
| 48 months | 3.59 %to 18.00% |
| 60 months | 3.79% to 18.00% |
| 72 months | 3.99% to 18.00% |
| *Amount financed Not to exceed MSRP based on window sticker or Nada New car on the web | |
Used Automobiles & Motorcycles |
|
| 36 months | 3.39% to18.00% |
| 48 months | 3.59% to18.00% |
| 60 months | 3.79% to 18.00% |
| *Amount financed NADA Used Car on the web | |
New Motorcycles |
|
| 36 months | 3.39 %to 18.00% |
| 48 months | 3.59% to 18.00% |
| 60 months | 3.79% to18.00% |
| *New 90% of the purchase price plus TT&L | |
Used Motorcycles |
|
| 36 months | 3.39%to 18.00% |
| 48 months | 3.59%to18.00% |
| 60 months | 3.79%to 18.00% |
| *Used 100% of NADA wholesale plus TT&L | |
Motor Homes and RV’s |
|
| 0-60 months* | 4.75% to 18.00% |
| 61-144 months** | 5.75% to 18.00% |
| *New Motor Homes/RV’s 0-2 years with less than 20,000 miles | |
| **Used Motor Homes/RV’s 25 month or over 20,000 miles | |
Camping Trailers |
|
| 36 months | 6.60% to 18.00% |
Regular Shares |
|
| Variable rate, subject to Adjust monthly. | Share Dividend Rate + 3.00 % |
| Amount financed 100% of available shares. | |
Certificate of Deposit |
|
| Certificate maturity | Certificate Rate + 2.00 bp Floor 4.00% |
| Amount financed 100% of available certificate funds | |
Unsecured |
|
| 12-24 Month | 12.00 % to 18.00% |
Home Equity Loans |
|
| 1 to 5 years | Start at 5.65% up to 9.20% |
| 6 to 10 years | Start at 6.35% up to 9.60% |
| 11 to 15 years | Start at 6.85% up to 9.80% |
